Jio Finance share price target 2025, 2026, 2028, 2030, 2040, and 2050

In this article, we will explore the future share price targets of Jio Finance for the years 2025, 2026, 2028, 2030, 2040, and 2050. Additionally, we will discuss Jio Finance’s fundamentals, market sentiment, financial performance, and quarterly reports to assist investors in making informed decisions.

About Jio Financial Services

Jio Financial Services Limited (JFSL) is a modern financial company that aims to provide seamless financial services to Indian citizens. It focuses on helping people borrow, transact, save, and invest with ease through a digital-first approach. JFSL’s mission is to make financial access accessible across the country.

Services Offered

JFSL offers various financial services through its app, JioFinance. Key offerings include:

  • Loans for various needs.
  • Savings accounts to secure money.
  • UPI payments and bill recharges.
  • Digital insurance for easy protection.
  • Financial tools for tracking and management.

JFSL was started in 1999 as Reliance Strategic Investments Private Limited, in 2002 it was renamed as Reliance Strategic Investments Limited. 2023 became Jio Financial Services Limited after being demerged from Reliance Industries Limited.

JFSL operates as a Core Investment Company (CIC) registered with the Reserve Bank of India. It also provides asset and wealth management services in collaboration with BlackRock, the world’s largest asset manager.

Jio Financial Services Fundamentals

Jio Financial Services Ltd. operates in the Finance sector. It is listed on both the BSE and NSE under codes 543940 and JIOFIN, respectively. The company’s market capitalization is ₹155179 crore, indicating its significant presence in the industry. The reserves and surplus amount to ₹18083.53 crore, showcasing financial stability.

Its stock has a P/E ratio (TTM) of 96.54, which is much higher than the industry average of 17.90, indicating the stock is expensive compared to peers. The P/B ratio of 1.13 suggests fair valuation.

Description Value
Company Name Jio Financial Services Ltd.
Sector Finance
Established 22 July 1999
Website jfs.in
Listing At BSE, NSE
BSE Code 543940
NSE Code JIOFIN
Mkt Cap ₹155179Cr
Reserves and Surplus ₹18083.53Cr
ROE 1.17%
ROCE 1.55%
52 Week High ₹394.70
52 Week Low ₹238.90
P/E Ratio (TTM) 96.54
Industry P/E 17.90
P/B Ratio 1.13
Face Value 10
Book Value Per Share ₹215.86
EPS (TTM) ₹2.53
Dividend Yield 0.00%
Debt to Equity 0.00
Total Revenue ₹1855Cr
Revenue Growth 4036.93%
Net Profit (Anual) ₹1605Cr
Profit Growth 5036%
Jio Financial Services Fundamental

Returns in Past Year

Year Returns (%)
2024 30.91%

Jio finance Share Price Target 2025

Current market sentiment around Jio finance is highly bearish. The expected share price target for 2025 is estimated to be between ₹200 to ₹390.

Year Price Target (Min) Price Target (Max)
2025 ₹200 ₹390
Jio finance Share Price Target 2025

Jio finance Share Price Target 2026

According to market analysts, Jio finance’s share price in 2026 is projected to range between ₹320 to ₹530.

Year Price Target (Min) Price Target (Max)
2026 ₹320 ₹530
Jio finance Share Price Target 2026

Jio finance Share Price Target 2028

By 2028, the share price target for Jio finance is anticipated to be between ₹510 to ₹840, considering the company’s steady growth and expansion in defense contracts.

Year Price Target (Min) Price Target (Max)
2028 ₹510 ₹840
Jio finance Share Price Target 2028

Jio finance Share Price Target 2030

Based on the company’s historical performance and ongoing projects, Jio finance’s share price in 2030 is expected to be between ₹730 to ₹1080.

Year Price Target (Min) Price Target (Max)
2030 ₹730 ₹1080
Jio finance Share Price Target 2030

Jio finance Share Price Target 2040

Following the long-term trend, Jio finance’s share price in 2040 is likely to fall between ₹1660 to ₹2240.

Year Price Target (Min) Price Target (Max)
2040 ₹1660 ₹2240
Jio finance Share Price Target 2040

Jio finance Share Price Target 2050

Considering the consistent growth trajectory and the company’s prominent role in defense manufacturing, Jio finance’s share price target for 2050 is expected to range from ₹2650 to ₹3430.

Year Price Target (Min) Price Target (Max)
2050 ₹2650 ₹3430
Jio finance Share Price Target 2050

Jio finance Share Price Target: Export Opinion

Strengths

  • The company’s revenue grew by 4036.93% in FY24 to reach ₹1855 crore.
  • Its profit growth was 5036%, taking the net profit to ₹1605 crore.
  • The company is utilizing capital well to generate profits, which has led to an increase in its ROCE in the last 2 quarters.
  • The company’s debt to equity (0.00) shows debt free which ensures financial stability and low risk.
  • The high operating profit margin (87.06%) and net profit margin (70.28%) demonstrate the company’s ability to control costs and maintain profitability.
  • Cash flow from operating activities (₹2055 crore) remained positive in FY23, reflecting strong core business performance.

Risks

  • The P/E ratio of 96.54 is significantly higher than the industry average, which suggests the stock is overvalued.
  • The ROE (1.17%) and ROCE (1.55%) are relatively low, indicating limited returns to shareholders compared to capital employed.
  • The company’s stock is at a 52-week low.
  • The company’s quarterly revenue and profit margins are fluctuating.
  • JFS does not pay any dividend (dividend yield: 0.00%), which may discourage income-seeking investors.
  • Exceptional growth in recent years raises concerns about sustainability.

Jio Financial Services Quarterly Income Report

Description Dec 24 Sep 24 Jun 24 Mar 24
Revenue + ₹147.80Cr. ₹383.11Cr. ₹133.89Cr. ₹140.51Cr.
Expenses + ₹47.05Cr ₹54.37Cr. ₹36.01Cr. ₹36.50Cr.
EBITDA ₹3.11Cr ₹3.12Cr. ₹3.07Cr. ₹3.06Cr.
EBIT ₹100.75Cr ₹328.74Cr. ₹328.74Cr. ₹97.88Cr.
Net Profit ₹75.18Cr ₹304.83Cr. ₹71.76Cr. ₹77.76Cr.
Operating Profit Margin 75.61% 86.70% 75.40% 76.20%
Net Profit Margin 54.73% 79.64% 53.60% 55.34%
Earning Per Share ₹0.12 ₹0.48 ₹0.11 ₹0.12
Dividends Per Share 0.00 0.00 0.00 0.00
Jio Financial Services Quarterly Income Report

Jio Financial Services Annual Income Report

Description Mar 24 Mar 23 Mar 22 Mar 21
Total Revenue ₹1855Cr ₹44.84Cr ₹2524Cr
Total Expenses ₹327.31Cr ₹-4.50Cr ₹2512Cr
Profit/Loss ₹1605Cr ₹31.25Cr ₹-118.71Cr ₹9.48Cr
Net Profit Margin 70.28% 69.69% 6.38% 0.40%
Earning Per Share ₹2.53 ₹60.46 ₹1.29 ₹0.12
EBITDA ₹1988 ₹49.34 ₹361.95 ₹210.92
EBIT ₹1966 ₹49.34 ₹310.94 ₹169.07
Operating Profit Margin 87.06% 110.04% 19.45% 8.93%
Dividends Per share 0.00 0.00 0.50 0.00
Jio Financial Services Annual Income Report

Jio Financial Services Cash Flow

Particulars 2023 2021 2020
Opening Cash Balance ₹0.51Cr. ₹39.78Cr. ₹26.70Cr.
Cash Flow From Operating Activities ₹2055Cr ₹-437.45Cr. ₹94.07Cr. ₹-198.65Cr.
Cash Flow From Investing Activities ₹-1103Cr ₹178.24Cr. ₹-304.39Cr. ₹-73.11Cr.
Cash Flow From Financing Activities ₹-888.92Cr ₹246.84Cr. ₹198.47Cr. ₹284.84Cr.
Closing Cash Balance ₹63.23Cr ₹15.57Cr. ₹27.94Cr. ₹39.78Cr.
Net Change In Cash ₹62.72 ₹-12.37 ₹-11.84 ₹13.08
Jio Financial Services Cash Flow

Jio finance Share Price Target 2025, 2026, 2028, 2030, 2040 to 2050

Year Price Target (Min) Price Target (Max)
2025 ₹200 ₹390
2026 ₹320 ₹530
2028 ₹510 ₹840
2030 ₹730 ₹1080
2040 ₹1660 ₹2240
2050 ₹2650 ₹3430
Jio finance Share Price Target 2025 to 2050

Jio Financial Services Shareholding Pattern

Shareholder Share %
Promoter 47.12%
Other Domestic Institution 7.43%
Retail and Others 24.70%
Foreign Institution 15.62%
Mutual Funds 5.13%
Total 100.00%
Jio Financial Services Shareholding Pattern

How to Buy Jio finance Shares?

Buying and selling of ITI can be done by a stock broker registered with SEBI. Here are the names of some popular brokers.

  • Zerodha
  • groww
  • Angel One
  • upstox

Jio finance Similar Stocks

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Tejas Networks ₹18.65 KCr. 22.94% ₹651.25 ₹1495
Astra Micro Wave ₹7.25 KCr. 26% ₹510.10 ₹1059
GTL Infrastructure ₹179.48 KCr. -35.35% ₹9.20 ₹19.45
Jio finance Similar Stocks

Profitable Stocks

Stocks Mkt cap Profit (1Year) 52W L 52W H
TCS ₹1544LCr 14.87% ₹3591.50 ₹4592.25
Adani Enterprises ₹3.89 LCr 40.35% ₹2142.00 ₹3457.85
Suzlon Energy ₹90.75 KCr 85.69% ₹33.90 ₹86.04
Tata Power Company ₹1.44 LCr 101.76% ₹215.70 ₹464.20
Adani Power ₹2.92 LCr 192.93% ₹231.00 ₹797.00
Bharti Airtel ₹9.66 LCr 51.59% ₹1051.60 ₹1779
Tata Motors ₹3.57 LCr 72.86% ₹557.70 ₹1065.60
Tata Power ₹1.44 LCr 75.52% ₹230.80 ₹494.85

Conclusion

Jio Financial Services has shown strong revenue and profit growth backed by robust cash flows and no debt. However, high valuations, inconsistent performance, and low returns pose significant concerns. Investors should carefully analyze the company’s future growth prospects and risk factors before making an investment decision.

Disclaimer: The information provided here is for general informational purposes only and should not be considered as financial advice. Before making any investment, it is advisable to consult with a certified financial advisor. The author is not responsible for any investment decisions made based on this article.

FAQs

Q1. What is the Jio finance share price target for 2025?
Ans: The expected share price target for Jio finance in 2025 is between ₹200 to ₹390.

Q2. What is theJio finance share price target for 2030?
Ans: Jio finance’s share price target for 2030 is projected to be between ₹730 to ₹1080.

Q3. What is the Jio finance share price target for 2040?
Ans: The share price target for Jio finance in 2040 is expected to be between ₹1660 to ₹2240.

Q4. What is the Jio finance share price target for 2050?
Ans: Jio finance’s share price target for 2050 is likely to range between ₹2650 to ₹3430.